Bankruptcy Credit Counseling Courses

Who Must Complete the Initial Credit Counseling Course? Everyone filing for bankruptcy must complete a pre and post-filing, credit counseling course. This is true whether filing for a Chapter 7 or Chapter 13 bankruptcy. Additionally, if married, both spouses must...

Discharge Contract in Bankruptcy

Generally speaking, courts do not like agreements that attempt to make a debt non-dischargeable in bankruptcy. Bankruptcy courts have been unreceptive to the use of consent decrees and settlement agreements which attempt to create, by contract, a debt that will be...

Statement of Intentions in Bankruptcy

With any chapter 7 bankruptcy petition it is required to file a “Statement of Intentions”. This Statement of Intention(s) requires debtors to declare what they intend to do with property connected to their secured debts. One option on the Statement of...